# Credit Analysts

> Analyze credit data and financial statements of individuals or firms to determine the degree of risk involved in extending credit or lending money. Prepare reports with credit information for use in decisionmaking.

- Edition: Data verified Nov 2026 · CollegesRef 2026–27 edition
- Page: https://www.collegesref.com/careers/credit-analysts
- SOC code: 13-2041.00
- Career family: Business and finance
- Median annual pay: $83,510 (10th percentile $56,250, 90th percentile $169,230)
- Projected growth: Decline, -4.3%
- Openings a year: 3,100
- Typical entry education: Bachelor's degree
- Bright outlook: no
- Data years: BLS 2025 wages · 2025–35 projections

## Interest profile (code CEI)

| Interest area | Score (0–100) |
| --- | ---: |
| Realistic (R) | 0 |
| Investigative (I) | 47 |
| Artistic (A) | 0 |
| Social (S) | 24 |
| Enterprising (E) | 59 |
| Conventional (C) | 98 |

## What you'd do

- Analyzing Data or Information (importance 91/100)
- Getting Information (importance 90/100)
- Working with Computers (importance 86/100)
- Processing Information (importance 85/100)
- Communicating with Supervisors, Peers, or Subordinates (importance 81/100)
- Making Decisions and Solving Problems (importance 76/100)
- Updating and Using Relevant Knowledge (importance 71/100)
- Interpreting the Meaning of Information for Others (importance 70/100)
- Establishing and Maintaining Interpersonal Relationships (importance 69/100)
- Evaluating Information to Determine Compliance with Standards (importance 69/100)

## Skills

Critical Thinking, Active Learning, Reading Comprehension, Speaking, Active Listening, Mathematics, Judgment and Decision Making, Writing, Complex Problem Solving, Monitoring

## Knowledge

Economics and Accounting, English Language, Mathematics, Law and Government, Administrative, Computers and Electronics, Customer and Personal Service, Administration and Management, Production and Processing, Education and Training

## Also called

Commercial Credit Analyst, Commercial Credit Manager, Credit Administrator, Credit Analyst, Credit and Collections Analyst, Credit Assessment Analyst, Credit Assistant Manager, Credit Coordinator, Credit Manager, Credit Negotiator

## Majors that lead here (NCES CIP–SOC crosswalk, 4-digit CIP)

- [Accounting and Related Services](https://www.collegesref.com/programs/5203) (CIP 5203, 1,951 colleges)
- [Finance and Financial Management Services](https://www.collegesref.com/programs/5208) (CIP 5208, 924 colleges)

## Colleges with strong outcomes (College Scorecard, 2025)

| College | Program | Earnings 1 yr | Earnings 4 yrs | Median debt |
| --- | --- | ---: | ---: | ---: |
| [Washington University in St Louis WUSTL](https://www.collegesref.com/college/washington-university-in-st-louis-wustl-3172) | Finance and Financial Management Services | $108,590 | $185,551 | $20,750 |
| [University of Notre Dame-South Bend IN](https://www.collegesref.com/college/university-of-notre-dame-south-bend-in-3005) | Finance and Financial Management Services | $141,543 | $160,313 | $19,500 |
| [Georgetown University-DC](https://www.collegesref.com/college/georgetown-university-dc-1068) | Finance and Financial Management Services | $126,622 | $152,744 | $13,088 |
| [Boston College](https://www.collegesref.com/college/boston-college-285) | Finance and Financial Management Services | $92,127 | $147,746 | $18,650 |
| [Wake Forest University](https://www.collegesref.com/college/wake-forest-university-3149) | Finance and Financial Management Services | $116,242 | $145,996 | $19,500 |
| [American University](https://www.collegesref.com/college/american-university-69) | Finance and Financial Management Services | $76,317 | $134,332 | $20,633 |
| [Southern Methodist University SMU](https://www.collegesref.com/college/southern-methodist-university-smu-2498) | Finance and Financial Management Services | $93,440 | $133,852 | $17,250 |
| [The University of Texas at Austin Main Campus](https://www.collegesref.com/college/the-university-of-texas-at-austin-main-campus-2764) | Finance and Financial Management Services | $81,536 | $132,075 | $18,975 |

## Related careers

- [Credit Authorizers, Checkers, and Clerks](https://www.collegesref.com/careers/credit-authorizers-checkers-and-clerks): $50,080 median pay
- [Loan Officers](https://www.collegesref.com/careers/loan-officers): $76,690 median pay
- [Loan Interviewers and Clerks](https://www.collegesref.com/careers/loan-interviewers-and-clerks): $50,020 median pay
- [Credit Counselors](https://www.collegesref.com/careers/credit-counselors): $52,230 median pay
- [Financial and Investment Analysts](https://www.collegesref.com/careers/financial-and-investment-analysts): $102,740 median pay
- [Personal Financial Advisors](https://www.collegesref.com/careers/personal-financial-advisors): $105,070 median pay

## Sources

- [O*NET Database](https://www.onetcenter.org/database.html), version 31.0 (CC BY 4.0)
- [BLS Employment Projections](https://www.bls.gov/emp/tables.htm), version 2025-35, data year 2025 (Public domain (U.S. government work))
- [BLS Occupational Employment and Wage Statistics](https://www.bls.gov/oes/tables.htm), version 2025, data year 2025 (Public domain (U.S. government work))
- [NCES CIP 2020 to SOC 2018 crosswalk](https://nces.ed.gov/ipeds/cipcode/resources.aspx?y=56), version 2020, data year 2020 (Public domain (U.S. government work))

O*NET 31.0 Database by the U.S. Department of Labor, Employment and Training Administration (USDOL/ETA). Used under the CC BY 4.0 license. CollegesRef has modified all or some of this information.