Graduate debt as a share of earnings, by state

Median across four-year public and private nonprofit colleges of graduates' median federal loan debt divided by former students' median earnings ten years after entry. Data verified Nov 2026 · CollegesRef 2026–27 edition. Source reporting year 2025.

Median graduate debt as a share of median annual earnings

23%–31%
31%–34%
34%–37%
37%–40%
40%–49%
Not reported

Source: CollegesRef analysis of U.S. Department of Education College Scorecard data. Hover or tab to a state for details; select it to open its colleges.

Map by CollegesRef, Graduate debt vs earnings by state.