# Richard and Lorayne Otto Scholarship Fund

> Amount varies from Capital Region Community Foundation. Deadline Mar 1, 2027.

- Edition: Data verified Nov 2026 · CollegesRef 2026–27 edition
- Page: https://www.collegesref.com/scholarships/richard-and-lorayne-otto-scholarship-fund
- Provider: Capital Region Community Foundation (Foundation)
- Award: Amount varies
- Deadline: Deadline Mar 1, 2027
- Official page: https://ourcommunity.org/nonprofit-support/grants-at-the-community-foundation/scholarships/otto-scholarship
- Last verified by CollegesRef: Nov 6, 2026

## About this scholarship

This scholarship program assists the dependents of Auto-Owners Insurance Group employees who are preparing to enter undergraduate study. Eligible candidates must be high school seniors or in their final year of a dual-enrollment program, with plans to enroll full-time at an accredited college or university in the United States. Applications must be completed entirely by the student. Selection is determined by an independent committee that evaluates candidates based on academic performance, including grades and standardized test scores, as well as involvement in extracurricular activities, sports, employment, or community service. The committee also reviews reference letters, the quality of written application responses, and considers financial need or extenuating personal circumstances to a lesser degree. Funding is distributed directly to the recipient's chosen institution.

## Who can apply

- Education level: High school student
- Year: 12th grade
- College types: 2-year college, 4-year college, Technical or trade school, Public college, Private college
- Must be a legal dependent of an Auto-Owners Insurance Group employee. Must be a high school senior or in the final year of a dual-enrollment or early college program, planning to enroll full-time at an accredited U.S. institution.

## How to apply

Create an individual account on the foundation's online portal using a personal email address, then complete the online application form. Applicants must submit a high school transcript, write an essay, and provide two letters of recommendation from non-family members.

## Related scholarships

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- [Anna Newell Brown Awards for Vocal Excellence](https://www.collegesref.com/scholarships/anna-newell-brown-awards-for-vocal-excellence): Amount varies
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- [Grayson Adelstein Scholarship](https://www.collegesref.com/scholarships/grayson-adelstein-scholarship): Up to $1,500

Always confirm amounts, rules and deadlines on the official page before applying.