New Jersey Community College Opportunity Grant (CCOG)

CCOG is New Jersey's tuition-free community college program for lower-income residents pursuing a first associate degree. Students with an adjusted gross income from $0 to $65,000 can have their remaining tuition, up to 18 credits per term, and approved educational fees covered after all other grants and scholarships are applied. It is a last-dollar award, so it fills the gap rather than adding to other aid. Students must enroll in at least six credits per semester at a New Jersey community college, make satisfactory academic progress and file a financial aid application every year by the state deadline. Only in-county tuition and fees are covered; students who attend a community college outside their home county pay the extra out-of-county charges themselves. NJ Dreamers are eligible through the NJ Alternative Financial Aid Application. Students who have already filed the FAFSA or the alternative application are considered automatically and should watch their NJFAMS to-do list for requests.