Richard and Lorayne Otto Scholarship Fund

This scholarship program assists the dependents of Auto-Owners Insurance Group employees who are preparing to enter undergraduate study. Eligible candidates must be high school seniors or in their final year of a dual-enrollment program, with plans to enroll full-time at an accredited college or university in the United States. Applications must be completed entirely by the student. Selection is determined by an independent committee that evaluates candidates based on academic performance, including grades and standardized test scores, as well as involvement in extracurricular activities, sports, employment, or community service. The committee also reviews reference letters, the quality of written application responses, and considers financial need or extenuating personal circumstances to a lesser degree. Funding is distributed directly to the recipient's chosen institution.