Office and administrative support
Customer Service Representatives
- Median pay
- $44,770
- Outlook
- Decline
High school diploma
- Active Listening
- Service Orientation
- Speaking
SOC 43-9041.00
Process new insurance policies, modifications to existing policies, and claims forms.
Data verified Nov 2026 · CollegesRef 2026–27 edition
Source: BLS 2025 wages · 2025–35 projections
Annual pay range
214,260 people work in this occupation.
In short
Insurance claims and policy processing clerks handle new policies, modifications, and claims forms. The median annual pay for these administrative professionals is $49,230, with positions available across the country.
Written with AI from the BLS, O*NET and CareerOneStop data on this page. Every figure is checked against that data before it is published.
Process new insurance policies, modifications to existing policies, and claims forms. Obtain information from policyholders to verify the accuracy and completeness of information on claims forms, applications and related documents, and company records. Update existing policies and company records to reflect changes requested by policyholders and insurance company representatives.
Usually a high school diploma; some on-the-job training or experience.
People in this career spend their days processing new insurance policies, updating existing records, and handling claims forms. They gather information directly from policyholders to ensure all applications, claims, and company documents are complete and accurate. This role requires working with computers to document information, evaluate compliance with industry standards, and solve processing problems.
To succeed, clerks must have strong skills in reading comprehension, active listening, time management, and clear communication. They need a solid foundation in customer service, administrative procedures, the English language, and basic mathematics. Because this work involves handling sensitive financial and personal data, clerks must demonstrate high attention to detail, dependability, integrity, and cautiousness. This role fits well with individuals who have conventional interests, meaning they enjoy structured, detail-oriented tasks and clear procedures.
Entering this field typically requires a high school diploma. Most workers need some on-the-job training or previous experience to become fully proficient. Students interested in this career path often study business operations support and assistant services in college.
While not always required, several professional certifications can help clerks advance. These include the Associate in Claims - Management, Associate in General Insurance, Associate in Insurance Services, and Associate in National Flood Insurance, all offered by The Institutes. Other options include the Associate, Insurance Regulatory Compliance from LOMA, and the Certified Insurance Counselors designation from The National Alliance for Insurance Education and Research. Additionally, some states list a license for this work, so requirements vary by location.
The median annual pay for these clerks is $49,230. The lowest 10 percent of workers earn less than $37,560, while the highest 10 percent earn more than $73,590.
There are 214,260 people employed in this occupation. Between 2025 and 2035, employment is projected to decline by -1.9 percent. Despite this slight decrease in total jobs, the field will still see about 17,500 openings each year.
Interest code CES. Compare it with yours
Agency Service Representative (Agency Service Rep) · Auto Claims Rep (Automotive Claims Representative) · Auto Liability Claims Rep (Automotive Liability Claims Representative) · Billing and Insurance Coordinator · Bodily Injury Claims Representative (Bodily Injury Claims Rep) · Cancellation Clerk · Claim Representative (Claims Rep) · Claims Adjudicator · Claims Analyst · Claims Assistant
Career pathway
Interests that fit the work, the career, majors that lead there and colleges whose graduates in those majors earn the most. Hover or focus a step to follow one path.
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This career
Majors
Colleges
College Scorecard program outcomes
Programs that lead to this career, ranked by what their graduates earn four years after finishing. Earnings are for graduates who received federal aid.
Bellevue, NE · Business Operations Support and Assistant Services · Bachelor's
Valdosta, GA · Business Operations Support and Assistant Services · Bachelor's
Source: U.S. Department of Education College Scorecard field-of-study data, 2025. Programs with few graduates are not listed.
NCES CIP–SOC crosswalk
Related programs by four-digit CIP code. They are common routes in, not the only ones.
758 colleges offer it
CareerOneStop
What insurance claims and policy processing clerks may need beyond a degree, where a license is required, and what the work pays in each state.
Core certifications employers recognise for this work.
Programs of study that prepare people for this work.
39 states list a license for this work. Open your state for the license and the agency that issues it.
Licensed Insurance Managing General Agent
State of Alabama Department of Insurance
Licensed Insurance Producer
State of Alabama Department of Insurance
Licensed Insurance Service Representative
State of Alabama Department of Insurance
Boiler Inspector (Insurance)
Boiler Inspection Division, Arkansas Department of Labor and Licensing
Consultant
License Division, Arkansas Department of Commerce
Insurance Producer
License Division, Arkansas Department of Commerce
Managing General Agent (MGA) [Insurance]
License Division, Arkansas Department of Commerce
Third Party Administrator (TPA) [Insurance]
License Division, Arkansas Department of Commerce
For-Hire Vessel Carrier Insurance Certificate
Boating Operations Unit, Division of Boating and Waterways, Department of Parks and Recreation
Life and Disability Insurance Analyst
Producer Licensing Bureau, Department of Industrial Relations
Life-Only Agent
Producer Licensing Bureau, Department of Industrial Relations
Limited Lines Automobile Insurance Agent
Producer Licensing Bureau, Department of Industrial Relations
Portable Electronics Insurance Agent
Producer Licensing Bureau, Department of Industrial Relations
Stock Agent (Insurance)
Producer Licensing Bureau, Department of Industrial Relations
Travel Insurance Agent
Producer Licensing Bureau, Department of Industrial Relations
Certified Insurance Consultant License (Life & Health), Individual
Certified Insurance Consultant License (Property & Casualty), Individual
Fraternal Insurance Agent License
Reinsurance Intermediary Manager License, Individual
Insurance Agent
Insurance Appraiser
Insurance Consultant
Health and Life Insurance - Debit Collection Life Agent (Temporary)
Bureau of Agent Licensing, FL Department of Insurance
Health and Life Insurance - Health & Life Non-Resident
Bureau of Agent Licensing, FL Department of Insurance
Health and Life Insurance - Health & Life Resident
Bureau of Agent Licensing, FL Department of Insurance
Health and Life Insurance - Health Non-Resident
Bureau of Agent Licensing, FL Department of Insurance
Health and Life Insurance - Health Resident
Bureau of Agent Licensing, FL Department of Insurance
Health and Life Insurance - Life (Foreign/Military) Non-Resident
Bureau of Agent Licensing, FL Department of Insurance
Health and Life Insurance - Life Non-Resident
Bureau of Agent Licensing, FL Department of Insurance
Health and Life Insurance - Life Resident
Bureau of Agent Licensing, FL Department of Insurance
Health and Life Insurance - Life Resident (Temporary)
Bureau of Agent Licensing, FL Department of Insurance
Health and Life Insurance - Variable Contracts Resident
Bureau of Agent Licensing, FL Department of Insurance
Mold Assessor
Division of Professions, FL Dept. of Business and Professional Regulation
Reinsurance Intermediary Managers Non-Resident
Bureau of Agent Licensing, FL Department of Insurance
Reinsurance Intermediary Managers Resident
Bureau of Agent Licensing, FL Department of Insurance
Insurance Agent
Insurance Agent
Insurance, Securities, Banking and Real Estate Branch, Department of Revenue and Taxation
Insurance Producer (Agent)
Licensing Branch, Insurance Division, Hawaii State Dept. of Commerce & Consumer Affairs
Insurance Producer
INSURANCE PRODUCER
SURPLUS LINES PRODUCER
THIRD PARTY ADMINISTRATOR
THIRD PARTY CERTIFICATION LICENSE
Commercial Driver Training Section, Illinois Secretary of State Department of Driver Services
THIRD PARTY CERTIFYING ENTITY LICENSE
Commercial Driver Training Section, Illinois Secretary of State Department of Driver Services
THIRD PARTY SAFETY OFFICER
Commercial Driver Training Section, Illinois Secretary of State Department of Driver Services
VIATICAL SETTLEMENT PROVIDER
Licensed Insurance Agent
Insurance Agent
Insurance Administrator (TPA)
Insurance Agent
Insurance Consultant
Insurance Managing General Agent
Viatical Settlement Provider
Insurance Producer
Louisiana Department of Insurance
Insurance Agent (Insurance Producer)
Insurance Agent, Surplus Lines
Insurance Counselor
Insurance Solicitor
Broker's Employee License
Insurance Agent
Insurance Agent (Line item for Bailbondsmen)
Payroll Services Registration (Third Party Bulk Filer)
Viatical Settlements: -Broker / Exemption -Individual Broker -Investment Agent -Provider
Insurance Producer
Insurance Consultant
Insurance Agents
County Assessor
Property Assessment Division, Nebraska Dept. of Revenue
Insurance Consultant
Licensing Division, Nebraska Dept. of Insurance
Insurance Producer
Licensing Division, Nebraska Dept. of Insurance
Insurance Producers
Insurance Division - Licensing Section, Department of Business & Industry
INSURANCE PRODUCER
Insurance Producer
Office of Superintendent of Insurance Producers Licensing Bureau
Insurance Agent, Accident, Health, Life, Variable Life & Variable Annuities
Applications and Licensing, NYS Department of Financial Services
Insurance Agent, Service Contract Registrant
Applications and Licensing, NYS Department of Financial Services
Insurance Consultant, General
Applications and Licensing, NYS Department of Financial Services
Insurance Consultant, Life
Applications and Licensing, NYS Department of Financial Services
Reinsurance Intermediary
Applications and Licensing, NYS Department of Financial Services
Accredited Re-insurer (Life/Health & Property and Casualty)
Financial Analysis & Receivership, NC Department of Insurance
Agent-Insurance Producer - Accident Health And Sickness
855-408-1212, Agent Services Division, NC Department of Insurance
Agent-Insurance Producer - Casualty
855-408-1212, Agent Services Division, NC Department of Insurance
Agent-Insurance Producer - Life
855-408-1212, Agent Services Division, NC Department of Insurance
Agent-Insurance Producer - Personal Lines
855-408-1212, Agent Services Division, NC Department of Insurance
Agent-Insurance Producer - Property
855-408-1212, Agent Services Division, NC Department of Insurance
Authorized Re-insurers (Insurance)
Financial Analysis & Receivership, NC Department of Insurance
Auto Physical Damage Agent
855-408-1212, Agent Services Division, NC Department of Insurance
Certified Reinsurers
Financial Analysis & Receivership, NC Department of Insurance
Corporation (Insurance)
855-408-1212, Agent Services Division, NC Department of Insurance
Foreign Military Insurance Sales
855-408-1212, Agent Services Division, NC Department of Insurance
Joint Underwriting/Joint Reinsurance Organizations
Liability Insurer/Risk Retention Groups
855-408-1212, Agent Services Division, NC Department of Insurance
Limited Representative - Pre-Need Life (Funeral Insurance)
855-408-1212, Agent Services Division, NC Department of Insurance
Motor Club Agent - Ltd Rep
855-408-1212, Agent Services Division, NC Department of Insurance
Non-admitted Domestic Surplus Lines Insurer
Financial Analysis & Receivership, NC Department of Insurance
Partnership (Insurance)
855-408-1212, Agent Services Division, NC Department of Insurance
Purchasing Group Agent
855-408-1212, Agent Services Division, NC Department of Insurance
Risk Retention Group Agent
855-408-1212, Agent Services Division, NC Department of Insurance
Surplus Lines (Resident)
855-408-1212, Agent Services Division, NC Department of Insurance
Temporary Agent License
855-408-1212, Agent Services Division, NC Department of Insurance
Third Party Adm. Of Registration
Third Party Administration of License (Insurance)
Title Insurance
855-408-1212, Agent Services Division, NC Department of Insurance
Traditional License (Insurance Company of Authority)
Financial Analysis & Receivership, NC Department of Insurance
Variable Life And Variable Annuity Insurance Producer
855-408-1212, Agent Services Division, NC Department of Insurance
Viatical Settlement Provider
Insurance Consultants
Resident Insurance Producers
Surplus Lines Producers
Insurance Agent
Ohio Department of Insurance
Alcohol and Drug Substance Abuse Course Assessor
Oklahoma Department of Mental Health and Substance Abuse Services
Insurance Producer and Title Producer
Limited Lines Insurance Producer
Event Officials
Oregon State Police - Athletic Commission
Insurance Consultants
Insurance Producer (Agent), Managing General
Insurance Producers (Agents), Non-resident
Insurance Producers (Agents), Resident
Insurance Producers (Agents), Surplus Line
Third Party Administrator
Insurance Producer
INSURANCE PRODUCER
Insurance Division, Department of Commerce and Insurance
SURPLUS LINES AGENT
Insurance Division, Department of Commerce and Insurance
TITLE INSURANCE AGENT
Insurance Division, Department of Commerce and Insurance
INTERIOR DESIGNER
Surplus Lines
Agent (Insurance)
Surplus Lines
Viatical Settlement License
INSURANCE INTERMEDIARY (AGENT)
REINSURANCE INTERMEDIARTY, Manager
TANK CLOSURE SITE ASSESSOR
Bureau of Weights and Measures, WI Dept of Agriculture, Trade & Consumer Protection
INSURANCE SALESPERSON
Data from CareerOneStop, sponsored by the U.S. Department of Labor (Employment and Training Administration, with the Minnesota Department of Employment and Economic Development). Retrieved November 9, 2026.
Your plan
Courses, majors, colleges, scholarships and a timeline for this career, built from your profile.
Written with AI from the BLS, O*NET and CareerOneStop data on this page. Every figure is checked against that data before it is published.
Workers in this field are also known as agency service representatives, auto claims representatives, billing and insurance coordinators, and claims analysts. Other common titles include cancellation clerks and claims assistants.
No, a college degree is not typically required. A high school diploma is the standard entry-level education, combined with some on-the-job training.
Licensing requirements depend on where you live. Some states list a license for this specific type of work, so it is important to check local regulations.
Every figure on this page comes from these public datasets. Missing values are shown as not reported, never estimated.
Version 31.0
Version 2025-35 · Data year 2025
Version 2025 · Data year 2025
Version 2020 · Data year 2020
O*NET 31.0 Database by the U.S. Department of Labor, Employment and Training Administration (USDOL/ETA). Used under the CC BY 4.0 license. CollegesRef has modified all or some of this information.
Data from CareerOneStop, sponsored by the U.S. Department of Labor (Employment and Training Administration, with the Minnesota Department of Employment and Economic Development). Retrieved November 9, 2026.
Page data updated November 5, 2026.