Sales
Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel
- Median pay
- $69,990
- Outlook
- As fast as average
High school diploma
- Active Listening
- Speaking
- Reading Comprehension
SOC 41-3021.00
Sell life, property, casualty, health, automotive, or other types of insurance.
Data verified Nov 2026 · CollegesRef 2026–27 edition
Source: BLS 2025 wages · 2025–35 projections
Annual pay range
479,100 people work in this occupation.
In short
Insurance sales agents sell policies covering life, health, property, automotive, and other needs, working for companies or as independent brokers. They earn a median annual salary of $62,280, with opportunities for steady employment.
Written with AI from the BLS, O*NET and CareerOneStop data on this page. Every figure is checked against that data before it is published.
Sell life, property, casualty, health, automotive, or other types of insurance. May refer clients to independent brokers, work as an independent broker, or be employed by an insurance company.
Most need a bachelor's degree and several years of related experience.
Insurance sales agents spend their days connecting with the public to sell various types of insurance policies. This enterprising career requires strong skills in persuasion, active listening, and negotiation to help clients select the right coverage. Agents gather information, solve problems, and explain complex policy details. They must establish and maintain solid interpersonal relationships, which makes social orientation, self-confidence, and optimism highly valuable work styles.
On a daily basis, these professionals use computers to process information, organize their schedules, and develop sales strategies. They evaluate information to ensure all policies comply with industry standards and government laws. Success in this field relies on a strong knowledge of sales, marketing, customer service, and the English language. Agents must also show high integrity and dependability when handling sensitive financial and personal client details.
To enter this field, the Bureau of Labor Statistics notes that a high school diploma is the typical entry-level education. However, the broader O*NET preparation guidelines indicate that many professionals in this role hold a bachelor's degree and have several years of experience in a related field. Students interested in this career path often major in insurance in college.
Depending on where they plan to work, some states list a license for this occupation. Additionally, agents can earn professional certifications to demonstrate specialized knowledge. Examples of these credentials include the Associate in General Insurance, Associate in Fidelity and Surety Bonding, Associate in Information Technology, Associate in Insurance Accounting and Finance, Associate in Insurance Services, and Associate in Marine Insurance Management, all offered by The Institutes.
In 2025, the median annual pay for insurance sales agents was $62,280. Earnings can vary significantly based on experience and commission structures, with the lowest 10% of earners making less than $37,330 and the highest 10% earning more than $138,140.
With 479,100 people employed in this field, the occupation is projected to grow by 3.3% from 2025 to 2035, which is as fast as the average for all careers. Job seekers can expect about 43,100 job openings each year during this ten-year period.
Interest code ECS. Compare it with yours
Account Representative · Account Specialist · Auto Insurance Agent (Automotive Insurance Agent) · Bilingual Insurance Sales Agent · Bond Writer · Burial Agent · Commercial Lines Account Manager · Compensation Agent · Customer Relations Rep (Customer Relations Representative) · Cyber Insurance Policy Specialist
Career pathway
Interests that fit the work, the career, majors that lead there and colleges whose graduates in those majors earn the most. Hover or focus a step to follow one path.
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3Majors
4Colleges
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This career
Majors
Colleges
College Scorecard program outcomes
Programs that lead to this career, ranked by what their graduates earn four years after finishing. Earnings are for graduates who received federal aid.
Atlanta, GA · Insurance · Bachelor's
Columbia, SC · Insurance · Bachelor's
Athens, GA · Insurance · Bachelor's
Source: U.S. Department of Education College Scorecard field-of-study data, 2025. Programs with few graduates are not listed.
NCES CIP–SOC crosswalk
Related programs by four-digit CIP code. They are common routes in, not the only ones.
113 colleges offer it
CareerOneStop
What insurance sales agents may need beyond a degree, where a license is required, and what the work pays in each state.
Core certifications employers recognise for this work. Showing 12 of 14.
Programs of study that prepare people for this work.
52 states list a license for this work. Open your state for the license and the agency that issues it.
Federal
NIPR Insurance Registry
Licensed Insurance Managing General Agent
State of Alabama Department of Insurance
Licensed Insurance Producer
State of Alabama Department of Insurance
Licensed Insurance Service Representative
State of Alabama Department of Insurance
Insurance Producer
Insurance Producer Self-Service Storage Agent
Title Insurance Agent
Boiler Inspector (Insurance)
Boiler Inspection Division, Arkansas Department of Labor and Licensing
Consultant
License Division, Arkansas Department of Commerce
Insurance Producer
License Division, Arkansas Department of Commerce
Managing General Agent (MGA) [Insurance]
License Division, Arkansas Department of Commerce
Surplus Line Producer
License Division, Arkansas Department of Commerce
Third Party Administrator (TPA) [Insurance]
License Division, Arkansas Department of Commerce
Broker-Dealer Certificate
Sacramento Office, Department of Financial Protection and Innovation
Casualty Broker-Agent
Producer Licensing Bureau, Department of Industrial Relations
Fire and Casualty Broker-Agent
Producer Licensing Bureau, Department of Industrial Relations
For-Hire Vessel Carrier Insurance Certificate
Boating Operations Unit, Division of Boating and Waterways, Department of Parks and Recreation
Life and Disability Insurance Analyst
Producer Licensing Bureau, Department of Industrial Relations
Life Settlement Broker
Producer Licensing Bureau, Department of Industrial Relations
Life-Limited to the Payment of Funeral and Burial Expenses
Producer Licensing Bureau, Department of Industrial Relations
Life-Only Agent
Producer Licensing Bureau, Department of Industrial Relations
Limited Lines Automobile Insurance Agent
Producer Licensing Bureau, Department of Industrial Relations
Part-time Fraternal Agent
Producer Licensing Bureau, Department of Industrial Relations
Personal Lines Broker-Agent
Producer Licensing Bureau, Department of Industrial Relations
Portable Electronics Insurance Agent
Producer Licensing Bureau, Department of Industrial Relations
Rental Car Agent
Producer Licensing Bureau, Department of Industrial Relations
Special Lines' Surplus Line Broker
Producer Licensing Bureau, Department of Industrial Relations
Stock Agent (Insurance)
Producer Licensing Bureau, Department of Industrial Relations
Surplus Lines Broker
Producer Licensing Bureau, Department of Industrial Relations
Travel Insurance Agent
Producer Licensing Bureau, Department of Industrial Relations
Broker - Dealer Agent
Securities Division, Department of Banking
Certified Insurance Consultant License (Life & Health), Individual
Certified Insurance Consultant License (Property & Casualty), Individual
Fraternal Insurance Agent License
Life Settlement Broker License, Individual
Livestock Dealer/broker
Bureau of Regulation & Inspection, Department of Agriculture
Managing General Agent
Producer License, Individual
Reinsurance Intermediary Broker License, Individual
Reinsurance Intermediary Manager License, Individual
Surplus Lines Insurance Broker License, Individual
Insurance Agent
Insurance Appraiser
Insurance Broker
Insurance Consultant
Insurance Producer / Bail Bond
District of Columbia Department of Insurance, Securities and Banking
Insurance Producer / Life Grouping
District of Columbia Department of Insurance, Securities and Banking
Insurance Producer / Limited Line Grouping
District of Columbia Department of Insurance, Securities and Banking
Insurance Producer / Managing General Agent
District of Columbia Department of Insurance, Securities and Banking
Insurance Producer / Property/Casualty Grouping
District of Columbia Department of Insurance, Securities and Banking
Insurance Producer / Reinsurance Intermediary
District of Columbia Department of Insurance, Securities and Banking
Insurance Producer / Surplus Lines
District of Columbia Department of Insurance, Securities and Banking
Public Adjuster / None
District of Columbia Department of Insurance, Securities and Banking
Title / All LOAs
District of Columbia Department of Insurance, Securities and Banking
Broker/Dealer Agent (BDA)
FL Department of Financial Services
Health and Life Insurance - Debit Collection Life Agent (Temporary)
Bureau of Agent Licensing, FL Department of Insurance
Health and Life Insurance - Health & Life Non-Resident
Bureau of Agent Licensing, FL Department of Insurance
Health and Life Insurance - Health & Life Resident
Bureau of Agent Licensing, FL Department of Insurance
Health and Life Insurance - Health Non-Resident
Bureau of Agent Licensing, FL Department of Insurance
Health and Life Insurance - Health Resident
Bureau of Agent Licensing, FL Department of Insurance
Health and Life Insurance - Life (Foreign/Military) Non-Resident
Bureau of Agent Licensing, FL Department of Insurance
Health and Life Insurance - Life Non-Resident
Bureau of Agent Licensing, FL Department of Insurance
Health and Life Insurance - Life Resident
Bureau of Agent Licensing, FL Department of Insurance
Health and Life Insurance - Life Resident (Temporary)
Bureau of Agent Licensing, FL Department of Insurance
Health and Life Insurance - Variable Contracts Resident
Bureau of Agent Licensing, FL Department of Insurance
Mold Assessor
Division of Professions, FL Dept. of Business and Professional Regulation
Reinsurance Intermediary Brokers Non-Resident
Bureau of Agent Licensing, FL Department of Insurance
Reinsurance Intermediary Brokers Resident
Bureau of Agent Licensing, FL Department of Insurance
Reinsurance Intermediary Managers Non-Resident
Bureau of Agent Licensing, FL Department of Insurance
Reinsurance Intermediary Managers Resident
Bureau of Agent Licensing, FL Department of Insurance
Service Representative Non-Resident
Bureau of Agent Licensing, FL Department of Insurance
Service Representative Resident
Bureau of Agent Licensing, FL Department of Insurance
Title- Title Agent Non-Resident
Bureau of Agent Licensing, FL Department of Insurance
Title- Title Agent Resident
Bureau of Agent Licensing, FL Department of Insurance
Travel Agent Non-Resident
Bureau of Agent Licensing, FL Department of Insurance
Travel Agent Resident
Bureau of Agent Licensing, FL Department of Insurance
Associate Broker
Broker
Insurance Agent
Insurance Agent
Insurance, Securities, Banking and Real Estate Branch, Department of Revenue and Taxation
Insurance Broker
Insurance, Securities, Banking and Real Estate Branch, Department of Revenue and Taxation
Insurance Producer (Agent)
Licensing Branch, Insurance Division, Hawaii State Dept. of Commerce & Consumer Affairs
Insurance Producer
Manufactured Home Resale Broker
Manufactured Housing Board, Idaho Division of Building Safety
BROKER, MEAT/POULTRY/MEAT AND POULTRY
EGG PRODUCER-DEALER/PRODUCER-PACKER/GRADER/DISTRIBUTOR/JOBBER-BROKER
INSURANCE PRODUCER
LIMITED ELEVATOR CONTRACTOR
LIMITED ELEVATOR MECHANIC
LIVESTOCK BUYER/BROKER/SLAUGHTER
SEED BROKER
SURPLUS LINES PRODUCER
THIRD PARTY ADMINISTRATOR
THIRD PARTY CERTIFICATION LICENSE
Commercial Driver Training Section, Illinois Secretary of State Department of Driver Services
THIRD PARTY CERTIFYING ENTITY LICENSE
Commercial Driver Training Section, Illinois Secretary of State Department of Driver Services
THIRD PARTY SAFETY OFFICER
Commercial Driver Training Section, Illinois Secretary of State Department of Driver Services
VIATICAL SETTLEMENT BROKER
VIATICAL SETTLEMENT PROVIDER
Licensed Insurance Agent
Licensed Security Salesperson (Licensed Agent of Broker-Dealers)
Insurance Agent
Insurance Administrator (TPA)
Insurance Agent
Insurance Consultant
Insurance Managing General Agent
Reinsurance Intermediary Broker or Manager
Surplus Lines Broker
Viatical Settlement Broker
Viatical Settlement Provider
Insurance Producer
Louisiana Department of Insurance
Adviser / All LOAs
Insurance Producer / All LOAs
Motor Club Representative / None
Public Adjuster / None
Surplus Lines Broker / None
Viatical Settlement Broker / None
FINANCIAL BROKERS, AGENTS, AND DEALERS
Securities Division, Office of the Secretary of the Commonwealth
Insurance Agent (Insurance Producer)
Insurance Agent, Surplus Lines
Insurance Counselor
Insurance Solicitor
Vehicle Dealer Broker
Broker's License to Represent a Distillery, Winery or Importer
Food Broker License
Dairy and Food Inspection Division, Minnesota Department of Agriculture
Insurance Agent
Insurance Agent (Line item for Bailbondsmen)
Managing General Agent
Payroll Services Registration (Third Party Bulk Filer)
Reinsurance Intermediary: Resident Brokers / Managers
Viatical Settlements: -Broker / Exemption -Individual Broker -Investment Agent -Provider
Insurance Producer
Insurance Agent
Insurance Consultant
Insurance Agents
Broker-Dealer
Broker-Dealer Agent
County Assessor
Property Assessment Division, Nebraska Dept. of Revenue
Insurance Consultant
Licensing Division, Nebraska Dept. of Insurance
Insurance Producer
Licensing Division, Nebraska Dept. of Insurance
Viatical Settlement Broker
Licensing Division, Nebraska Dept. of Insurance
Insurance Producers
Insurance Division - Licensing Section, Department of Business & Industry
Electrical Inspectors, Third Party
Insurance Producer
INSURANCE PRODUCER
Broker/Dealer and Agent
New Mexico Securities Division, New Mexico Regulation & Licensing Department
Insurance Producer
Office of Superintendent of Insurance Producers Licensing Bureau
Manufactured Housing Broker License
Construction Industries Division, New Mexico Regulation & Licensing Department
Excess Line Broker
Applications and Licensing, NYS Department of Financial Services
Insurance Agent, Accident, Health, Life, Variable Life & Variable Annuities
Applications and Licensing, NYS Department of Financial Services
Insurance Agent, Service Contract Registrant
Applications and Licensing, NYS Department of Financial Services
Insurance Broker, Accident, Health, Life, Variable Life & Variable Annuity
Applications and Licensing, NYS Department of Financial Services
Insurance Consultant, General
Applications and Licensing, NYS Department of Financial Services
Insurance Consultant, Life
Applications and Licensing, NYS Department of Financial Services
Insurance Limited Rental Agent
Applications and Licensing, NYS Department of Financial Services
Life Settlement Provider
Applications and Licensing, NYS Department of Financial Services
Mortgage Guaranty Insurance Agent
Applications and Licensing, NYS Department of Financial Services
Property & Casualty Insurance Agent
Applications and Licensing, NYS Department of Financial Services
Reinsurance Intermediary
Applications and Licensing, NYS Department of Financial Services
Title Insurance Agent
Applications and Licensing, NYS Department of Financial Services
Accredited Re-insurer (Life/Health & Property and Casualty)
Financial Analysis & Receivership, NC Department of Insurance
Agent-Insurance Producer - Accident Health And Sickness
855-408-1212, Agent Services Division, NC Department of Insurance
Agent-Insurance Producer - Casualty
855-408-1212, Agent Services Division, NC Department of Insurance
Agent-Insurance Producer - Life
855-408-1212, Agent Services Division, NC Department of Insurance
Agent-Insurance Producer - Personal Lines
855-408-1212, Agent Services Division, NC Department of Insurance
Agent-Insurance Producer - Property
855-408-1212, Agent Services Division, NC Department of Insurance
Authorized Re-insurers (Insurance)
Financial Analysis & Receivership, NC Department of Insurance
Broker (Insurance) Non-Resident
855-408-1212, Agent Services Division, NC Department of Insurance
Broker (Insurance) Resident
855-408-1212, Agent Services Division, NC Department of Insurance
Broker (Motor Carriers) Passengers
Certified Reinsurers
Financial Analysis & Receivership, NC Department of Insurance
Corporation (Insurance)
855-408-1212, Agent Services Division, NC Department of Insurance
County Farm Mutual Agent
855-408-1212, Agent Services Division, NC Department of Insurance
Foreign Military Insurance Sales
855-408-1212, Agent Services Division, NC Department of Insurance
Joint Underwriting/Joint Reinsurance Organizations
Liability Insurer/Risk Retention Groups
855-408-1212, Agent Services Division, NC Department of Insurance
Limited Representative - Pre-Need Life (Funeral Insurance)
855-408-1212, Agent Services Division, NC Department of Insurance
Non-admitted Domestic Surplus Lines Insurer
Financial Analysis & Receivership, NC Department of Insurance
Partnership (Insurance)
855-408-1212, Agent Services Division, NC Department of Insurance
Passenger Brokers
Reinsurance Intermediary Broker/Manager
Financial Analysis & Receivership, NC Department of Insurance
Surplus Lines (Non-Resident)
855-408-1212, Agent Services Division, NC Department of Insurance
Surplus Lines (Resident)
855-408-1212, Agent Services Division, NC Department of Insurance
Surplus Lines Business Entity
855-408-1212, Agent Services Division, NC Department of Insurance
Third Party Adm. Of Registration
Third Party Administration of License (Insurance)
Title Insurance
855-408-1212, Agent Services Division, NC Department of Insurance
Traditional License (Insurance Company of Authority)
Financial Analysis & Receivership, NC Department of Insurance
Variable Life And Variable Annuity Insurance Producer
855-408-1212, Agent Services Division, NC Department of Insurance
Viatical Settlement Broker
855-408-1212, Agent Services Division, NC Department of Insurance
Viatical Settlement Provider
Broker Dealer
Insurance Consultants
Resident Insurance Producers
Surplus Lines Producers
Insurance Agent
Ohio Department of Insurance
Active Broker License
Alcohol and Drug Substance Abuse Course Assessor
Oklahoma Department of Mental Health and Substance Abuse Services
Broker Associate License
Broker-Dealer
Broker-Dealer Agent
Insurance Producer and Title Producer
Issuer Agent
Limited Lines Insurance Producer
Event Officials
Oregon State Police - Athletic Commission
Insurance Consultants
Insurance Producer (Agent), Managing General
Insurance Producers (Agents), Non-resident
Insurance Producers (Agents), Resident
Insurance Producers (Agents), Surplus Line
Life Settlement Broker
Third Party Administrator
Motor Vehicle Physical Damage Appraiser / None
RES LTD LINE PROD INDIV/ All LOAs
RES VIAT SETTLEMENTS BROKER / None
Resident Producer Individual/All LOAs
Resident Public Adjuster / None
Resident Surplus Lines Producer / Property & Casualty
Resident Title Agent / Title
Attorney-in-Fact / Attorney-in-Fact
Authorized Person / All LOAs
Authorized Person / Travel
Authorized Representative / All LOAs
Emergency Independent Adjuster / All LOAs
Emergency Public Adjuster / All LOAs
General Agent / General Agent
Independent Adjuster / All LOAs
Insurance Consultant / All LOAs
Insurance Producer / All LOAs
Limited Life/ Limited life
Manager / Manager
Provisional Authorized Representative / All LOAs
Public Adjuster / All LOAs
Reinsurance Intermediary Manager / All LOAs
Reinsurance Intermediary Producer / All LOAs
Solicitor / All LOAs
Surplus Lines Broker / All LOAs
Viatical Settlements Broker / All LOAs
Viatical Settlements Investment Agent / All LOAs
Insurance Producer
Surplus Line Broker
Broker
Broker In Charge
Inactive Broker
Insurance Producer
Insurance Surplus Lines Broker/Agent
INSURANCE PRODUCER
Insurance Division, Department of Commerce and Insurance
SURPLUS LINES AGENT
Insurance Division, Department of Commerce and Insurance
TITLE INSURANCE AGENT
Insurance Division, Department of Commerce and Insurance
Funeral Pre-Arrangment Life Agent
General Lines Agent / All LOAs
General Lines Agent / All LOAs
INTERIOR DESIGNER
Life Agent
Life Agent / Life
Life not exceeding $25k Agent
Limited Lines Agent
Limited Lines Agent/ Limited Lines
Managing General Agent/ Managing General Agent - Property & Casualty
Personal Lines Property & Casualty Agent / Personal Lines Property & Casualty
Surplus Lines
Surplus Lines Agent/No Lines
Amendment – Adding Line of Authority
Virgin Islands Division of Banking, Insurance, and Financial Regulation
Emergency Independent Adjuster
Virgin Islands Division of Banking, Insurance, and Financial Regulation
Independent Adjuster
Virgin Islands Division of Banking, Insurance, and Financial Regulation
Insurance Producer
Virgin Islands Division of Banking, Insurance, and Financial Regulation
Managing General Agent
Virgin Islands Division of Banking, Insurance, and Financial Regulation
Medical Air Representative
Virgin Islands Division of Banking, Insurance, and Financial Regulation
Public Adjuster
Virgin Islands Division of Banking, Insurance, and Financial Regulation
Solicitor
Virgin Islands Division of Banking, Insurance, and Financial Regulation
Surplus Lines Broker
Virgin Islands Division of Banking, Insurance, and Financial Regulation
INSURANCE AGENTS & BROKERS
Insurance Sales Agent
Agent (Insurance)
Brokers (Insurance)
Life Settlements Broker (Insurance)
Surplus Line Broker (Insurance)
Broker License
Non-resident Producers
Resident Producers
Surplus Lines
Viatical Settlement License
BROKER-DEALERS
INSURANCE INTERMEDIARY (AGENT)
REINSURANCE INTERMEDIARTY, Broker
REINSURANCE INTERMEDIARTY, Manager
TANK CLOSURE SITE ASSESSOR
Bureau of Weights and Measures, WI Dept of Agriculture, Trade & Consumer Protection
INSURANCE SALESPERSON
Data from CareerOneStop, sponsored by the U.S. Department of Labor (Employment and Training Administration, with the Minnesota Department of Employment and Economic Development). Retrieved November 9, 2026.
Your plan
Courses, majors, colleges, scholarships and a timeline for this career, built from your profile.
Written with AI from the BLS, O*NET and CareerOneStop data on this page. Every figure is checked against that data before it is published.
People in this career are also called account specialists, commercial lines account managers, cyber insurance policy specialists, bond writers, and burial agents.
The strongest interest area for this work is enterprising. Key work styles include social orientation, dependability, perseverance, achievement orientation, integrity, and initiative.
Related occupations include insurance underwriters, personal financial advisors, customer service representatives, insurance claims and policy processing clerks, and securities, commodities, and financial services sales agents.
Every figure on this page comes from these public datasets. Missing values are shown as not reported, never estimated.
Version 31.0
Version 2025-35 · Data year 2025
Version 2025 · Data year 2025
Version 2020 · Data year 2020
O*NET 31.0 Database by the U.S. Department of Labor, Employment and Training Administration (USDOL/ETA). Used under the CC BY 4.0 license. CollegesRef has modified all or some of this information.
Data from CareerOneStop, sponsored by the U.S. Department of Labor (Employment and Training Administration, with the Minnesota Department of Employment and Economic Development). Retrieved November 9, 2026.
Page data updated November 5, 2026.